For current homeowners

If you’re a homeowner, do any of the following apply to you?

  • For whatever reason, you have fallen behind on your payments
  • You’ve inherited a property and just don’t know what to do with it
  • You’re going through a divorce or separation
  • You no longer need / cannot afford your current or second home

For future homeowners

Do any of these apply to you?

  • Insufficient down payment
    • Most mortgage lenders require a 20% down payment.
    • Some lenders will accept a lower down payment, but there’s usually a catch.
  • Self-employed?
    • Many times small business owners like you can’t qualify for a traditional mortgage because their taxable income appears low on their tax returns.
  • No credit
    • Maybe you’ve recently immigrated. You may have a good job, but no credit score.
    • Perhaps you have a good job, but you’re too young to have built up a good credit score.
  • Poor Credit
    • Perhaps you’ve gone through a divorce. We understand, no judgement here.
    • Perhaps you’ve lost your job during the pandemic. You’re back working, but your credit took a hit. We totally understand.