Lease Option / Rent-to-own
Designed around you
If you have the income and money saved (or available) to put into the purchase of a home, we can help you get into a house that you love quickly, while you build up your credit for your own mortgage.
Build up your future down payment while living in your home – by renting from us. you can take out a mortgage when you’re ready, renew the lease if you need more time, or walk away if purchasing is no longer a good option for you.
What is the process?
- Complete the application
- Meet with a specialist
- Find the home you love
- We purchase the home
- You enjoy and maintain your home
- Save to achieve your down payment
- Decide to purchase or exit the lease
Your Responsibilities
- Make your monthly payments on time
- Maintain your credit
- Pay a small portion towards a down payment
- Get content insurance on your possessions
- Pay your utility bills
- Maintain your new home
Our Responsibilities
- Customize a program that best suits your financial and personal needs
- Help you find the home of your choice within 2-3 months of joining the program
- Pay for the home in cash and cover all fees, closing costs, taxes and insurance.
- Work with you to build your final deposit by offering flexible deposit building options.
- Do everything we can to ensure that you achieve your dream of home ownership at the end of our program!