Who we serve

Do any of these describe your current situation?

Typical hurdles to traditional home ownership:

  • Insufficient down payment
    • Most mortgage lenders require a 20% down payment.
    • Some lenders will go to a 5% down payment, but there’s usually a catch.
  • Self-employed?
    • Many times small business owners can’t qualify for a traditional mortgage, because their taxable income appears low on their tax returns.
  • No credit
    • Maybe you’ve recently immigrated. You may have a good job, but no credit score.
    • Perhaps you have a good job, but you’re too young to have built up a good credit score.
  • Poor Credit
    • Perhaps you’ve gone through a divorce. We understand, we’ve been there.
    • Perhaps you’ve lost your job during the pandemic. You’re back working, but your credit took a hit. We totally understand.